I help individuals and families choose the right Life Insurance, Final Expense, or Index Universal Life plan — explained clearly, with zero pressure.
Licensed Professional Agent, State of California
Free, no-obligation phone consultations
You work directly with me — never a call center
Clear, plain-language guidance
I got into life insurance because I never want a family to be blindsided — losing someone they love and then having to worry about how to pay for it. Nobody should have to add a financial burden on top of a loss like that. That's the reason I do this: so the people you love never have to choose between grieving and getting by.
My focus is Life Insurance, Final Expense coverage, and Index Universal Life (IUL) plans — walked through in plain language, so you actually understand what you're buying.
If you've been putting off getting covered because it feels confusing or like a sales pitch, that's exactly where I can help.
Every family's situation is different. Here's what I help clients with most.
Term and whole life options designed to replace income, pay off debt, and give your family financial security if something happens to you.
Simplified whole life coverage that helps your loved ones cover funeral and end-of-life costs without financial strain.
Permanent coverage with cash-value growth potential tied to market indexes — built for long-term protection and planning.
Getting covered shouldn't be complicated. Here's exactly what happens after you reach out.
Call, email, or fill out the form below with a bit about what you're looking for.
We talk through your goals on the phone and I walk you through coverage options that fit your budget.
Choose the plan that makes sense for you — I'll handle the paperwork and next steps.
No jargon, no fine-print surprises — just clear answers about what a policy actually covers.
You'll never feel rushed into a decision. We go at your pace.
Recommendations based on your actual goals, not a one-size-fits-all package.
You're working with me directly — never passed between call centers.
3070 Bristol St
Costa Mesa, CA
By appointment
Pick a time that works for you below and it'll book straight onto my calendar. Most calls take 20–30 minutes and there's zero obligation to buy.
Prefer to talk now? Call (562) 329-2067 during office hours.
By booking a call, you agree to be contacted by Sebastian Marquez, a licensed insurance agent, regarding insurance products. This is not an offer of insurance; coverage, rates, and eligibility are determined by the issuing carrier.